ATTEND YOUR SIGNING

Prior to the Meeting

• Resolve walk-through issues: Any monetary issues arising from your walk-through need to be resolved before the final settlement statement (the HUD 1 form) can be prepared. I will attempt to resolve these prior to settlement but, if not, these must be discussed before anything else takes place.
• Review the HUD 1 settlement statement: Together, we will review the statement to be sure that all charges and credits are the correct amounts and charged to the proper people.
• Review sample settlement documents: If you are going to want to read all the documents prior to signing, please do so prior to settlement by either arriving early or making arrangements to receive a sample set.
• Settlements are typically scheduled every hour so please allow for one hour in order to complete the process. 

The typical signing meeting agenda is as follows:

• Resolve remaining walk-through issues
• Approve HUD 1 statement
• Purchaser selects title insurance coverage
• Seller signs the deed (In Hawaii, the Purchaser and Seller typically attend their own separate signings and do not meet face-to-face. The seller will have signed the deed prior to our settlement time.)
• Purchaser signs loan documents:
• Loan application
• Truth in Lending statement
• Note
• Deed of Trust
• Purchaser tenders the check